Clear advice when it matters most.
A real plan. An ongoing partner. Simple, transparent fees.
How we work with you
Whether you need a single focused session or a long-term planning partner, there’s a service designed for exactly where you are right now. All services are fee-only — we don’t work on commission. You’ll always know what you’re paying and why.
Your financial planning journey
Cornerstone
Professional Investment Management
| Assets Under Management | Annual Fee |
|---|---|
| $1 – $499,999 | 1.25% |
| $500,000 – $999,999 | 1.00% |
| $1,000,000 – $2,000,000 | 0.75% |
| $2,000,000 and above | 0.50% |
Minimum annual fee: $3,000. If your calculated fee falls below this amount, the minimum applies. Billed quarterly directly from your investment account
Who it’s for
Individuals and families of any age who want professionally managed investments without having to think about it day to day. You want to delegate your portfolio to someone who will manage it with care, transparency, and a long-term mindset.
What’s included
- Custom-tailored portfolio built around your goals and risk tolerance
- Monitored and rebalanced throughout the year
- Unlimited financial advice
- 1-2 review meetings per year
- Intelligent diversification & risk management
- Full transparency — you always understand what you own and why
- Minimize tax-impact where possible
Planning included at $600K+
Cornerstone clients with $600,000 or more under management receive comprehensive financial planning at no additional cost — covering cash flow, retirement, tax strategy, and more.
How it works
- Schedule your free intro call
- We’ll meet with you to uncover your goals and risk preferences, and begin building an investment policy
- Open account at Altruist , our chosen custodian. The process is fast and 100% electronic.
- Fund your account from current savings or investments
- Implement recommended portfolio
- Advisory fees billed on a quarterly basis directly from your account
- Review meetings over phone / Zoom every 6-12 months
Quest: Pathfinder
One-Time Financial Plan
Starting at $5,100
Half due at engagement · Half due at plan delivery (Meeting 4)
Who it’s for
You’re under 45, earning W2 income, and ready to build a real financial plan — not just a budget spreadsheet. You want someone to look at the whole picture: cash flow, retirement, taxes, investments, and protection.
What’s included
- Unlimited financial advice
- 4-5 meetings focused on major areas of you financial situation
- Organize accounts
- Cash flow & budget analysis
- Retirement planning & IRA strategy
- Education planning
- Investment review & recommendations
- Light tax planning & CPA coordination
- Automate & simplify your financial life
- Plan updates for any life changes
How it works
- Schedule your free intro call
- Sign engagement letter + pay 50% deposit
- Complete three planning meetings
- Receive your completed financial plan at Meeting 4
- Final payment due at plan delivery
Quest: Legacy
One-Time Financial Plan — Complex
Starting at $7,500
Half due at engagement · Half due at plan delivery (Meeting 4)
Who it’s for
You’re a retirement-age individual, family, or business owner with a more complex financial picture. You need a plan that goes beyond the basics — one that addresses estate planning, legacy goals, business considerations, and detailed tax strategy.
What’s included
- Everything in Quest: Pathfinder, plus:
- Detailed tax planning
- Legacy & estate planning
- Coordination with CPAs, attorneys & other professionals in our network
- Insurance review
- Employee benefits review
- Business owner planning considerations
How it works
- Schedule your free intro call
- Sign engagement letter + pay 50% deposit
- Complete three planning meetings
- Receive your completed financial plan at Meeting 4
- Final payment due at plan delivery
Journey
Ongoing Planning Partnership
$460/month
Who it’s for
You’ve completed a financial plan and want to keep the momentum going. Life changes, markets move, and your plan needs to evolve with you. Journey is for clients who want year-round access, ongoing investment management, and a partner who stays engaged between meetings.
What’s included
- Investment management (custom portfolio, monitored year-round)
- Unlimited financial advice
- Multiple meetings per year
- Cash flow & budget check-ins
- Ongoing retirement, IRA & education planning
- Automate & simplify as your life evolves
- Plan updates for major life changes
- CPA coordination
How it works
- Complete a Quest financial plan (Pathfinder or Legacy)
- Schedule a transition call
- Sign your ongoing engagement agreement
- Billed at $460/month going forward
Also Available
Origin
90-Minute Clarity Session
$1,000
Origin is designed for those earlier in their financial journey — specifically individuals with less than $100,000 invested and household income under $100,000. If you’re above these thresholds, one of the services above will serve you better.
Who it’s for
You know you need financial direction but aren’t yet ready for a full planning engagement. Maybe you have a specific question, a decision to make, or just want an expert to tell you where to focus first.
What we’ll do together
- Review of your current financial picture
- Identification of your biggest gaps and opportunities
- Prioritized action items you can implement immediately
- Written summary of recommendations delivered within 3 business days
How it works
- Book your intro call to confirm eligibility
- Pay $1,000 to confirm your session
- Meet for 90 minutes
- Receive your written summary within 3 business days
Not Sure Where to Start?
Every client’s situation is different. Here’s a simple guide to help you find the right fit.
| Your Situation | Best Fit |
|---|---|
| You want professional investment management | Cornerstone |
| You have $600K+ invested and want planning included | Cornerstone |
| Under 45, W2 income, ready for a financial plan | Quest: Pathfinder |
| Business owner, near retirement, or complex picture | Quest: Legacy |
| Completed a plan and want ongoing support | Journey |
| Under $100K invested and under $100K income | Origin |
Still not sure? That’s what the intro call is for. It’s free, no obligation — we’ll figure out together where you are and what makes sense.
Ready to get started?
The first step is simple. Schedule a free 20-minute intro call — no obligation, no pressure.
Advisory services offered through Financial Empowerment LLC, an investment adviser registered with the state of Texas. Registration does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where Financial Empowerment LLC and its representatives are properly registered or exempt from registration.
The information on this site is not intended as tax, accounting or legal advice, nor is it an offer or solicitation to buy or sell, or as an endorsement of any company, security, fund, or other offering. Information provided should not be solely relied upon for decision making. Please consult your legal, tax, or accounting professional regarding your specific situation. Investments involve risk and have the potential for complete loss. It should not be assumed that any recommendations made will necessarily be profitable.
The information on this site is provided “AS IS” and without warranties either express or implied and the information may not be free from error. Your use of the information provided is at your sole risk.
Past performance is not a guarantee of future results. Investments are not guaranteed and may lose value. Different types of investments involve varying degrees of risk. There can be no assurance that a specific investment will be suitable or profitable for a client’s portfolio. This site contains forward-looking statements which are aspirational in nature. There can be no assurance that the author’s views will come to pass.
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