Why work with me?
In the late 1990s my dad trusted an adviser who pushed hot stocks and gave terrible advice. He lost $400,000. I built this company to be the exact opposite of what he experienced. Read the story.
Independence
Fee-only fiduciary. No commissions or product sales. I’m legally required to put you first.
Credentialed
CFA® charterholder and CFP® professional, held to both codes of ethics. Nearly 20 years managing money at the institutional level.
Clear pricing
You’ll know what it costs and what you get before you sign anything.
Plain English
No jargon. No question is off-limits. You’ll know what you own and why.
How we can work together
Start with a plan. Add investment management if and when it makes sense for you.
Most people start here
Foundation Planning
A written plan, built one piece at a time, with someone keeping you on track
First we get you organized so you have a clear picture of where you stand. Then we map out your retirement and work through the rest of your plan one piece at a time. Choose 6 months to work through a specific question, or 12 months for a complete plan.
What your plan covers:
- ✓ Every account organized and in one place
- ✓ Cash flow and budgeting
- ✓ A personal net worth statement
- ✓ A retirement map: where you are, what retirement could look like, and how to get there
- ✓ A savings and investment plan
- ✓ A personal Investment Policy Statement written by a CFA® charterholder, for you to put in place in your own accounts
- ✓ A retirement income plan
- ✓ Tax strategy and coordination with your CPA
- ✓ Estate planning review
- ✓ Insurance coverage review
- ✓ Written recommendations after each step, with follow-up so they get done
$500/month | 6-month or 12-month options
Have one specific question or project? Custom, project-based planning is also available. Ask me about it on our call.
Cornerstone Wealth Management
For people who want their investments managed too
Includes everything in Foundation Planning, plus:
- ✓ I put your Investment Policy Statement into action for you: institutional-quality portfolio construction and ongoing management
- ✓ Planning that keeps going as your life changes
- ✓ Regular meetings, plus on-call access when something comes up
Fee schedule
| Assets Under Management | Annual Fee |
|---|---|
| First $1,000,000 | 1.25% |
| $1,000,001 – $2,000,000 | 0.75% |
| Above $2,000,000 | 0.50% |
Each rate applies only to the assets within its tier, the same way income tax brackets work.
Minimum account size: $500,000 | Minimum annual fee: $6,250
Example: A $1 million client pays $12,500/year for investment management, planning, review meetings, and advice whenever it’s needed.
Not sure which fits? We’ll figure it out together on a free call.
Book a free 30-minute call
Proudly serving Ramsey fans
As a SmartVestor Pro, I share Dave Ramsey’s values of debt-free living, disciplined investing, and building wealth with integrity. If you’re following the Baby Steps or just want an advisor who gets the Ramsey philosophy, we’ll speak the same language.
Insights to help you stay on track
Ready to Get Started?
The first step is a free, no-pressure call. We’ll discuss your situation and how i can help. Plan for 30 minutes.
